Floyd Stiles is the founder, and CEO of the insurence business where Richard works for most of his life. He and Richard are
friends, until he begans to phase out Richard, causing his resignation and the start of his own business. Eventually his son, Jason Stiles, joins Richard.
One day, Richard and Jason are playing golf with a client that they hope to get, and they run into Floyd. Richard invites him for dinner. Floyd, Jason, and Richard all go off to Richrd's office. While in the middle of a pleasent conversation about cigars, Floyad blurts out that he is sueing both of them.
Richard then lets Jason go to save himself and Emily. Richard then joins Floyd. Jason tries to sue Richard, which causes Lorelia to end their relationship.